Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Understanding The Liability Portion Of Homeowners Insurance
Posted: September 16, 2019
Understanding The Liability Portion Of Homeowners InsuranceGenerally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...
Weird Life Insurance Questions You Were Too Afraid To Ask
Posted: September 13, 2019
Weird Life Insurance Questions You Were Too Afraid To AskLife insurance, by its very nature, is deeply personal. It transforms the vulnerable into the secure. It can also leave you wondering – how does that all work, anyway? Keep reading for answers to a few curious questions you’ve probably wondered about life insurance… but were too afraid to ask. Q: I have a dangerous hobby. Can I still get life insurance? A: In many...
I have Life Insurance through my employer. Is it enough?
Posted: September 10, 2019
I have Life Insurance through my employer. Is it enough?Many companies offer Life Insurance through work – usually around two times your annual salary. That sounds like a lot, right? In many cases, it might not stretch as far as you think. Let’s say you make $100,000 per year. A benefit of $200,000 can make a big difference to your family – for a while. But through the years, could it really go the...
How To Find A Lost Life Insurance Policy
Posted: September 10, 2019
How To Find A Lost Life Insurance PolicyIt’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy? If so, there are ways to find out. Here are some tips to help. 5 Ways to Locate a Lost Life Insurance...
Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance
Posted: September 7, 2019
Voluntary Term Life Insurance Vs. Voluntary Permanent Life InsuranceVoluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship makes premiums less costly than for individual life insurance policies. Types Of Voluntary Life Insurance Employers can provide two types...