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Quotes From Multiple Companies

Your Local Clarksville Independent Insurance Agency

Meck Insurance Agency specializes in commercial auto, homeowners, workers compensation, auto, general liability, life, property, commercial property, renters, and umbrella insurance.

Meck Insurance Agency is a locally owned and operated independent insurance agency that proudly represents Erie Insurance and several other well-respected insurance carriers. Based in Howard County, Maryland, our independent agents use their contacts and local expertise to provide you with options that meet the insurance needs of your business, family, and property.

We proudly offer coverage to our clients through the insurance carriers that have the best reputation for offering comprehensive insurance coverage, payment of claims and competitive pricing.

We specialize in putting together custom insurance programs that combine policies across Business, Home, Auto, and Life to maintain comprehensive and understandable coverage.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)
Homeowners Insurance

Homeowners Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
Auto Insurance

Auto
Insurance

Auto or car insurance coverage has two parts. The first is the liability section of the policy.
Life Insurance

Life
Insurance

Always on the lookout for quality, service-oriented insurance companies for our clients.
Commercial Auto Insurance

Commercial Auto
Insurance

Required under most circumstances when the vehicle is used for business purposes.
Workers’ Compensation Insurance

Workers' Comp
Insurance

Protects employers from claims resulting from injuries to employees.
Business Insurance

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.

Recent News & Updates

Life Insurance Options for High-Risk Jobs

Life Insurance Options for High-Risk Jobs

Posted: December 7, 2025

Insurers care less about your job title and more about what you actually do, where you do it, and how often. High-risk commonly includes construction trades (ironworkers, roofers, tower climbers), first responders, pilots and flight crew, commercial divers, offshore/oilfield roles, and certain utility and logging work. Underwriting flags focus on duties (heights, confined spaces, explosives, aircraft, underwater tasks), environment (remote sites, extreme weather, open water),...

4 Reasons to Purchase Business Interruption Insurance

4 Reasons to Purchase Business Interruption Insurance

Posted: December 4, 2025

The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production.  Property insurance pays to repair buildings and equipment; BI covers...

A Guide to Winterizing Your Home

A Guide to Winterizing Your Home

Posted: December 2, 2025

Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...