Meck Insurance Agency is a full-service locally owned and operated independent insurance agency, located in Clarksville, Maryland. We are Licensed in Maryland, Pennsylvania, Washington D.C., Virginia and West Virginia for Property, Casualty, Life and Health Insurance. We work with a carefully selected group of insurance carriers to offer coverage for Homeowners, Auto, Life, and Business Insurance.
Our agency specializes in business insurance, including general liability, property, commercial auto, workers’ compensation, cyber liability, management liability, crime coverage, inland marine, garage keepers’ liability, cargo liability, and international coverage.
Our focus is on consultation, not sales. We believe that the happiest customer is an educated customer that makes their own buying decision. We work with customers that know very little about insurance and we work with customers that know almost everything about insurance. Either scenario, or anything in between, is OK with us. We are here to provide as much education and support as you would like to have. In working with our agency, you will find that you will receive a thorough review of any current coverage you have in place and a detailed explanation of what else is available to you. Please ask us as many questions as you would like. Some people find insurance to be boring, and that’s OK. We are truly passionate about it and are ready to share as much knowledge with you as we can.
An Independent Advantage
We are Independent Agents in Clarksville, Maryland, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Meck Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.