How Long Does Business Interruption Insurance Coverage Last?
Posted: July 4, 2019
Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in...
Am I Covered When I Lend My Car To Friends Or Family?
Posted: July 3, 2019
If you own a car, chances are you’ve let a friend or family member borrow it at least once. After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. But did you know that in the event of an...
How To Lower Your Homeowners Insurance Costs
Posted: July 2, 2019
If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the...
5 Questions Every Homeowner Should Ask Their Insurance Agent
Posted: June 28, 2019
For most families, buying a home will be the largest purchase they ever make. Homeowners Insurance protects this investment from losses from unexpected events. Don’t wait until a loss happens to find out whether you are covered and what your coverage includes. When shopping for Homeowners Insurance, here are a few questions you should always ask your Insurance Agent: 1.) What would it cost to...
Are There Restrictions On Final Expense Insurance Policies?
Posted: June 25, 2019
Death is as certain as taxes, and your final expenses may be more than you are anticipating. That’s why it makes sense to purchase final expense insurance to help protect your loved ones after you are gone. Our knowledgeable agency can help you find a final expense insurance policy to suit your needs. What Is Final Expense Insurance? Final expense insurance is a type of...